How Much Monthly Income Can Your Savings Generate in Retirement?

Compare safe income strategies used by Florida retirees — based on real-world rate assumptions.

Your Information

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Income starting now

Monthly Income Comparison

Fixed Indexed Annuity

$2,250/mo

✔ Income you can't outlive

✔ Protected from market loss

Total over 25 years: $675,000

High-Yield CD

$1,875/mo

Total over 25 years: $562,500

Self-Directed Portfolio (4% Rule)

$1,667/mo

Total over 25 years: $500,000

Rate Assumptions & Transparency

Fixed Indexed Annuity figures based on a 6% guaranteed rollup rate and 5.4% lifetime payout rate — representative of current Florida carrier offerings for a Florida resident. CD rate based on current national average (4.5%). Portfolio withdrawal uses the standard 4% rule. These are illustrative projections, not guarantees. Actual rates vary by carrier and individual circumstances.

Estimates based on typical fixed indexed annuity payout rates for a 65-year-old. Actual rates vary by carrier and product. CD comparison based on current average rates and assumes consistent withdrawals.

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